National Pension Scheme

Unified Pension Scheme vs National Pension Scheme: Benefits, Drawbacks & Which One Suits You Best, Full Comparison Inside

Unified Pension Scheme vs National Pension Scheme: Benefits, Drawbacks & Which One Suits You Best, Full Comparison Inside

Anthony Lane

Understanding the Unified Pension Scheme (UPS) and the National Pension System (NPS) is crucial for making an informed decision about your retirement. UPS guarantees a stable income post-retirement, while NPS offers market-linked returns with more investment flexibility. This article explores the features, benefits, and differences between the two, helping you choose the right option based on your career, financial goals, and risk appetite.