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Final $1400 Stimulus Checks from IRS – How to get it? Check Eligibility & Date

The IRS is issuing final $1,400 stimulus checks in January 2025 for those who missed claiming the 2021 Recovery Rebate Credit. Learn about eligibility, payment dates, and how to claim your stimulus check.

By Anthony Lane
Published on

Final $1400 Stimulus Checks from IRS: The Internal Revenue Service (IRS) has confirmed that eligible Americans will receive their final $1,400 stimulus checks as part of the 2021 Recovery Rebate Credit (RRC). These payments are being sent out to taxpayers who did not claim their stimulus payments in their 2021 tax returns. The IRS has announced that approximately one million individuals are eligible for a total disbursement of $2.4 billion, with payments expected by late January 2025. If you haven’t received your payment yet or want to check your eligibility, this guide provides all the essential details, including eligibility criteria, payment dates, and how to claim your stimulus check.

Final $1400 Stimulus Checks from IRS

The final $1,400 stimulus checks from the IRS are a last opportunity for eligible individuals to receive financial relief. Whether you missed out on claiming your 2021 Recovery Rebate Credit or believe you qualify, it’s essential to take action now. Stay informed, check your eligibility, and ensure your information is up-to-date to receive your payment without delays.

Final $1400 Stimulus Checks from IRS
Final $1400 Stimulus Checks from IRS
AspectDetails
Payment AmountUp to $1,400 per eligible individual.
Total DisbursementApproximately $2.4 billion in total payments.
Eligibility CriteriaIndividuals who did not claim the 2021 Recovery Rebate Credit on their tax returns.
Payment MethodAutomatic issuance via direct deposit or paper check.
Payment DatePayments expected by late January 2025.
Official WebsiteIRS.gov

Who Is Eligible for the Final $1,400 Stimulus Check?

To receive the final $1,400 stimulus check, you must meet the following eligibility criteria:

  1. Non-Filers or Incorrect Filers – Individuals who were eligible but did not claim the 2021 Recovery Rebate Credit on their tax returns.
  2. Income Requirements – Adjusted Gross Income (AGI) must fall within the limits below to qualify for the full payment:
    • Single filers: Income below $75,000 (phases out at $80,000).
    • Married couples filing jointly: Income below $150,000 (phases out at $160,000).
    • Head of household: Income below $112,500 (phases out at $120,000).
  3. Dependents – Eligible recipients can receive an additional $1,400 per qualifying dependent, including college students and elderly dependents.
  4. Valid Social Security Number – You must have a valid SSN for work to be eligible.

How to Check Your Eligibility Status?

If you’re unsure whether you qualify for the final payment, follow these steps to verify your eligibility:

  • Visit the IRS Get My Payment Tool:
    Use the IRS Get My Payment online portal to check your payment status.
  • Check Your 2021 Tax Return:
    If you did not claim the Recovery Rebate Credit on your tax return, you may be eligible for the payment.
  • Contact IRS Support:
    Call the IRS helpline at 1-800-829-1040 for further assistance.

When Will You Receive the $1,400 Payment?

The IRS has announced that the payments will be processed and sent via direct deposit or paper checks by late January 2025. Here’s what you need to know:

  1. Direct Deposit: If your bank information is on file with the IRS, you will receive the payment faster.
  2. Paper Checks: If direct deposit information is not available, expect a check in the mail, which may take longer.
  3. IRS Schedule: The exact payment date depends on processing times and whether corrections are needed for your tax return.

Tip: Ensure your mailing address and bank details are updated with the IRS to avoid delays.

How to Claim Final $1400 Stimulus Checks from IRS?

If you did not receive your payment and believe you’re eligible, follow these steps to claim your check:

Step 1: File a 2021 Tax Return Amendment

If you missed claiming the stimulus credit in your 2021 tax return, you can file an amended return using Form 1040-X.

Step 2: Use the IRS Free File Service

Eligible individuals with incomes below $73,000 can file for free using the IRS Free File option.

Step 3: Submit Your Claim Online

You can submit your claim electronically through the IRS website or via certified mail to avoid processing delays.

Step 4: Track Your Payment

Once submitted, track your refund status using the IRS Where’s My Refund Tool, available here.

Avoiding Scams and Fraud

With the rollout of the final stimulus checks, scammers may attempt to exploit unsuspecting taxpayers. Be cautious and protect yourself by following these guidelines:

  • Avoid Unsolicited Emails: The IRS never contacts taxpayers via email, phone, or text about payments.
  • Verify Websites: Only use official IRS websites such as irs.gov.
  • Report Suspicious Activity: If you suspect fraud, report it to the IRS at IRS Impersonation Scam Reporting.

Common Reasons for Delays in Receiving Payments

If your stimulus check is delayed, it could be due to the following reasons:

  1. Incorrect Banking Information: Ensure your direct deposit details are accurate.
  2. Pending Tax Return Processing: If your 2021 return is under review, payment could be delayed.
  3. Identity Verification Issues: If additional identity verification is required, the IRS may take longer to process your payment.
  4. Mailing Delays: Paper checks take longer to arrive compared to direct deposits.

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Frequently Asked Questions (FAQs)

1. Do I need to apply for the $1,400 payment?
No, the payments are automatic for eligible taxpayers who did not claim the 2021 Recovery Rebate Credit.

2. Can I claim the payment if I didn’t file taxes in 2021?
Yes, you can still file a tax return to claim the credit before the deadline.

3. What happens if I moved recently?
You should update your address with the IRS to ensure you receive your payment.

4. Is the stimulus payment taxable?
No, stimulus payments are not taxable and do not affect future tax refunds.

5. Will I receive a payment if I’m receiving Social Security benefits?
Yes, Social Security recipients who meet the eligibility criteria will receive the payment automatically.

Author
Anthony Lane
I’m a finance news writer for UPExcisePortal.in, passionate about simplifying complex economic trends, market updates, and investment strategies for readers. My goal is to provide clear and actionable insights that help you stay informed and make smarter financial decisions. Thank you for reading, and I hope you find my articles valuable!

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