Extra GST & HST Payment in 2025—Check If You Qualify & When to Expect It

Extra GST & HST Payment in 2025: In 2025, the Canadian government is providing an extra Goods and Services Tax (GST) and Harmonized Sales Tax (HST) payment to help low- and moderate-income individuals and families manage the rising cost of living. This tax-free benefit is issued quarterly by the Canada Revenue Agency (CRA) and is designed to offset some of the GST/HST paid on everyday purchases. Understanding who qualifies, how much you can receive, and when to expect payments is crucial for financial planning. This article provides a detailed breakdown to ensure you get the full benefit you are entitled to.

Extra GST & HST Payment in 2025

The extra GST/HST payment in 2025 provides financial relief to millions of Canadians. By filing your 2024 tax return on time, ensuring your personal details are up to date, and opting for direct deposit, you can maximize your benefits and receive your payments on schedule. If you’re unsure about your eligibility, check with the CRA’s official GST/HST credit page or consult a tax professional for guidance.

What is the GST/HST Credit?

The GST/HST credit is a government benefit that provides tax-free quarterly payments to eligible Canadians. Its purpose is to help lower-income individuals and families offset the GST or HST they pay on goods and services.

The amount you receive is based on your family net income, marital status, and number of dependent children under 19. The CRA automatically determines your eligibility based on your annual tax return.

For 2025, the government is offering an additional GST/HST credit payment to provide further financial support in response to inflation and increased living costs.

Who Qualifies for the Extra GST/HST Payment?

To receive the extra GST/HST payment in 2025, you must meet these eligibility criteria:

1. Residency: You must be a Canadian resident for income tax purposes.
2. Age Requirement: You must be at least 19 years old before the month of your payment. If you are under 19, you may still qualify if:
   • You have (or had) a spouse or common-law partner.
   • You are (or were) a parent and live (or lived) with your child.
3. Income Limits: Your adjusted family net income must be below the government’s set threshold for the 2024 tax year.
4. Tax Filing: You must file your 2024 income tax return by April 30, 2025, even if you have no income.

The CRA automatically assesses whether you qualify based on your tax return. You do not need to apply separately.

How Much Will You Receive?

The GST/HST credit amount varies based on your family net income and the number of children under 19. Here are the maximum annual amounts for the July 2024 to June 2025 benefit period:

• Single Individual: Up to $519.
• Married/Common-Law Couple: Up to $680.
• Per Child (Under 19): Up to $179 per child.

Phase-Out Thresholds

The amount decreases gradually as your family net income increases. For 2025, the income phase-out limits are approximately:

The CRA will calculate your exact benefit based on your 2024 tax return.

Payment Dates for 2025

The GST/HST credit payments are issued quarterly. In 2025, payments will be made on the following dates:

• January 3, 2025
• April 4, 2025
• July 4, 2025
• October 3, 2025

If the payment date falls on a weekend or holiday, the funds will be deposited on the last business day before the scheduled date.

How to Receive the Extra GST & HST Payment in 2025?

You do not need to apply separately for the GST/HST credit. The CRA automatically determines eligibility when you file your tax return.

To ensure you receive your payment smoothly, follow these steps:

1. File Your 2024 Tax Return: Submit your return by April 30, 2025. Even if you have no income, you must file to qualify.
2. Update Your Information: Keep your marital status, address, and banking information up to date with the CRA.
3. Set Up Direct Deposit: Register for direct deposit through your CRA My Account for faster and more secure payments.

Examples of How Much You Might Receive

Example 1: Single Individual

• Profile: Alex, a single person earning $35,000 per year.
• Calculation:
  • Base Credit: $519.
  • Income Threshold: Since Alex’s income is below the phase-out threshold, he qualifies for the full amount.
• Quarterly Payment: $129.75.

Example 2: Married Couple with Two Children

• Profile: Maria and John, a married couple with two children and a combined annual income of $48,000.
• Calculation:
  • Base Credit for Couple: $680.
  • Children’s Credit: $179 x 2 = $358.
  • Total Annual Credit: $680 + $358 = $1,038.
• Quarterly Payment: $259.50.

Canada GST Increase in 2025 – How much you can expect? Check Amount, Date

GST Increase News for 2025 in Canada: Is it True? Check Expected Payment Amount

Canada Carbon Tax Rebate Coming in 2025? – Check Eligibility, Payment Amount & Date

Frequently Asked Questions (FAQs)

1. Do I need to apply for the GST/HST credit?

No. The CRA automatically assesses eligibility when you file your tax return.

2. What happens if I miss filing my taxes?

If you do not file your 2024 tax return, you will not receive the GST/HST credit. You can still file late, but payments will be delayed.

3. How do I check my payment status?

Log in to your CRA My Account to check your eligibility and payment amounts.

4. Will the GST/HST credit affect other government benefits?

No. The GST/HST credit does not impact other benefits like the Canada Child Benefit (CCB) or the Guaranteed Income Supplement (GIS).

5. What if I do not receive my payment?

If your payment is delayed, wait 10 business days before contacting the CRA.