The Employees’ Provident Fund (EPF) is one of the most crucial financial safety nets for employees in India. It serves as a long-term savings plan, ensuring financial security after retirement. Typically, accessing your EPF balance requires the Universal Account Number (UAN), a unique identifier that links your PF accounts across different employers. But what if you’ve lost your UAN or can’t find it readily?
No worries! In this guide, we’ll walk you through how to check your PF balance without UAN. We’ll explore multiple methods you can use, step-by-step, and provide the necessary details for each one. By the end, you’ll know exactly how to keep tabs on your EPF balance, even without the UAN. Let’s dive in!
Check PF Balance Without UAN
| Method | Steps | Requirements | Official Resource |
|---|---|---|---|
| SMS Service | Send the message EPFOHO UAN ENG to 7738299899 from your registered mobile number. | UAN should be linked with bank account, Aadhaar, and PAN. | EPFO SMS Service |
| Missed Call Service | Dial 9966044425 from your registered mobile number and hang up after the first ring. | UAN should be linked with KYC details like PAN, Aadhaar, and bank account. | EPFO Missed Call Service |
| UMANG Mobile App | Download the UMANG app and check EPF details through ‘Employee Centric Services’. | UAN required to check passbook, KYC linked with mobile number. | UMANG App |
| EPFO Portal | Visit the EPFO Member Passbook portal and log in with your UAN to view your balance. | Requires UAN and password. | EPFO Member Passbook |
Tracking your EPF balance doesn’t need to be complicated. Whether you’ve lost your UAN or simply prefer not to use it, the above methods ensure that you can check your PF balance effortlessly. Whether it’s via SMS, a missed call, the UMANG app, or the EPFO portal, all these methods allow easy access to your balance in a few simple steps.
For future ease, it’s a good idea to keep your UAN activated and ensure that your KYC details are up-to-date. Doing so will allow you to access these services whenever you need them without any hassle. Happy savings!
Why is UAN Important for EPF?
The Universal Account Number (UAN) plays an essential role in the administration of your Provident Fund account. Each worker gets this unique 12-digit number, which acts as a single reference point across various organizations. The UAN enables seamless management of all your EPF accounts, even if you change jobs, and helps you access numerous services like balance checks, fund transfers, and withdrawals.
The UAN system eliminates the need to keep track of different Member Identification Numbers (Member IDs) assigned by various employers. This streamlines the entire process for employees and employers alike.
But what happens if you’ve forgotten or misplaced your UAN? Fortunately, there are still ways to access your PF details, even without it.
Methods to Check EPF Balance Without UAN
1. SMS Service
The EPFO SMS service is an easy and quick way to check your EPF balance, provided your UAN is linked to your mobile number and KYC details.
Steps:
- Step 1: Open your SMS application.
- Step 2: Type the message
EPFOHO UAN ENG(replace “ENG” with your preferred language code, e.g., HIN for Hindi, TAM for Tamil). - Step 3: Send the message to 7738299899.
- Step 4: Wait for the SMS to be delivered with your EPF balance and the most recent contribution details.
This method works only if your UAN is linked with your Aadhaar and PAN. It’s a convenient and fast way to check your balance directly from your phone.
2. Missed Call Service
The Missed Call service is one of the simplest ways to check your PF balance without needing to log into any apps or websites.
Steps:
- Step 1: Ensure your mobile number is registered with the EPFO.
- Step 2: Give a missed call to 9966044425.
- Step 3: Wait for the call to disconnect automatically.
- Step 4: You will receive an SMS with your EPF balance and the last contribution details.
Your UAN must be activated for this service to work. This is one of the fastest ways to get updated balance information.
3. Using the UMANG Mobile App
The UMANG (Unified Mobile Application for New-age Governance) app is a government initiative designed to bring all government services to your fingertips, including EPF services.
Steps:
- Step 1: Download the UMANG app from Google Play Store or Apple App Store.
- Step 2: Register with your mobile number.
- Step 3: Navigate to the ‘EPFO’ section under ‘All Services’.
- Step 4: Select ‘Employee Centric Services’, then click ‘View Passbook’.
- Step 5: Enter your UAN and OTP to access your EPF details.
While this method does require the UAN for access, it is convenient for employees who wish to track their PF contributions regularly. You can check your passbook on the go, right from your phone.
4. Using the EPFO Portal
If you have your UAN and want to view your balance online, the EPFO Portal is an excellent option. This method allows you to check your EPF passbook and view the latest updates on your contributions.
Steps:
- Step 1: Visit the official EPFO Member Passbook page.
- Step 2: Enter your UAN and password to log in.
- Step 3: After successful login, your passbook will display the balance, and you can see details about your latest contributions.
If you don’t have a UAN or your UAN is not activated, this method won’t work. However, it’s the most thorough way to check your balance when you have your login credentials.
Tips for Keeping Track of Your EPF Balance
- Activate Your UAN: It’s always beneficial to activate your UAN as soon as possible. Once activated, you can access all EPF-related services without much hassle. You can activate it by visiting the EPFO portal and following the instructions.
- Link Your UAN with KYC: For the missed call and SMS services to work, your UAN should be linked with your Aadhaar, PAN, and bank account details. Ensure that your KYC is up-to-date to avoid any issues.
- Use EPFO’s Online Portal for Detailed Insights: While SMS and missed calls give you basic balance information, the EPFO Portal provides a detailed view of your passbook and past transactions.
- Keep Your UAN Safe: Since your UAN is linked with all your EPF transactions, it’s essential to safeguard it. Consider saving it in a secure place and avoid sharing it with unauthorized persons.
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FAQs On Check PF Balance Without UAN
1. What should I do if I forget my UAN?
You can easily retrieve your UAN by visiting the EPFO portal. Use the “Know Your UAN” option to recover your UAN with the help of your personal details like name, date of birth, mobile number, and the member ID from your last employer.
2. Can I check my EPF balance if my mobile number is not registered with EPFO?
Unfortunately, you must have a registered mobile number with the EPFO for services like SMS and missed calls. However, you can still check your balance using the UMANG app or the EPFO portal, provided your UAN is active.
3. How can I activate my UAN?
To activate your UAN, visit the EPFO portal and select the UAN Activation option. You will need your UAN number, member ID, and personal details. Follow the on-screen instructions to complete the process.
