Baby Bonus 2025 Payouts in Singapore – Singapore’s Baby Bonus Scheme is a government initiative designed to support parents in managing the financial costs of raising children. With the upcoming Baby Bonus 2025 payouts, many parents are wondering: Am I eligible? How much will I receive? How do I apply?
This article breaks down everything you need to know in an easy-to-understand, step-by-step guide to ensure you make the most of this financial support.
Baby Bonus 2025 Payouts in Singapore
| Feature | Details |
|---|---|
| Scheme Name | Baby Bonus Scheme (Singapore) |
| Eligibility | Singapore citizen child, lawfully married parents (for full benefits) |
| Baby Bonus Cash Gift | $11,000 (1st & 2nd child), $13,000 (3rd & subsequent) |
| Child Development Account (CDA) First Step Grant | $5,000 |
| CDA Government Co-Matching | Up to $15,000 (depends on birth order) |
| Disbursement Age | From birth to 6.5 years |
| Application Process | Apply via LifeSG app or Baby Bonus website |
| More Info | Made for Families |
The Baby Bonus Scheme 2025 is a valuable financial aid for Singaporean parents. With a clear application process and structured payouts, parents can better manage expenses from birth through early childhood.
What is the Baby Bonus Scheme?
The Baby Bonus Scheme is part of Singapore’s efforts to encourage parenthood by helping families with the costs of raising children. It includes:
- Baby Bonus Cash Gift – A one-time payout given in stages to help with immediate child-related expenses.
- Child Development Account (CDA) – A savings account where government co-matching contributions help pay for education and healthcare.
By ensuring financial support from birth, the scheme helps parents ease the financial burden, encouraging family-friendly policies in the country.
Who is Eligible for Baby Bonus 2025?
To qualify for the Baby Bonus Scheme, parents must meet the following conditions:
Child is a Singapore Citizen at birth or upon adoption.
Parents are legally married (for full benefits).
Application is submitted before the child turns 12 years old.
Important: Children of unwed parents may receive the CDA benefits but not the Baby Bonus Cash Gift.
How Much Will You Receive?
Baby Bonus Cash Gift
- 1st & 2nd child: $11,000
- 3rd & subsequent child: $13,000
Payment Schedule:
| Child’s Age | 1st & 2nd Child | 3rd & Subsequent Child |
|---|---|---|
| At birth | $3,000 | $4,000 |
| 6 months | $1,500 | $2,000 |
| 12 months | $1,500 | $2,000 |
| 18 months | $1,000 | $1,000 |
| 2 to 6.5 years | $400 every six months | $400 every six months |
Child Development Account (CDA)
The CDA First Step Grant of $5,000 is automatically credited when the CDA is opened.
CDA Government Co-Matching
| Birth Order | Maximum Government Matching |
|---|---|
| 1st child | $4,000 |
| 2nd child | $7,000 |
| 3rd & 4th child | $9,000 |
| 5th & subsequent | $15,000 |
Example: If parents deposit $4,000 for their first child, the government will match $4,000, giving a total of $8,000 in the CDA.
How to Apply for Baby Bonus 2025?
Step 1: Check eligibility on the Baby Bonus website.
Step 2: Log in to the LifeSG app or Baby Bonus Online 8 weeks before the child’s birth.
Step 3: Provide required documents:
- Parent’s marriage certificate
- Bank account details for fund disbursement
Step 4: Select a CDA bank (DBS, OCBC, UOB) and set up the account.
Step 5: Receive payouts & CDA contributions automatically.
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FAQs
1. Can I still apply if my child was born before 2025?
Yes! The Baby Bonus Scheme applies to children born on or after 1 August 2004. However, cash gift amounts differ for older birth years.
2. How long does it take to receive the money?
The first payout is disbursed 7-10 working days after birth registration and CDA setup.
3. What can I use the CDA funds for?
Education (preschool, childcare, enrichment classes) Healthcare (vaccinations, medical treatments) Assistive devices for children with special needs
4. Can single parents apply?
Yes, but only for CDA benefits. The Baby Bonus Cash Gift is for legally married parents.
5. Is there a deadline for application?
Yes, you must apply before your child turns 12 years old.
