$1,400 Monthly Payment This April: If you missed out on the third round of Economic Impact Payments (EIPs) during the COVID-19 pandemic, there’s still a chance to claim your $1,400 stimulus check. The Internal Revenue Service (IRS) is issuing these payments in April 2025 to eligible individuals who did not receive the full amount or failed to claim the Recovery Rebate Credit (RRC) on their 2021 tax returns. However, the window to claim this payment is closing fast, with a strict deadline of April 15, 2025. Understanding the eligibility rules, income limits, and filing requirements is essential to ensuring you receive any money you’re entitled to. In this article, we’ll break everything down in simple, clear terms so you know exactly what to do next.
$1,400 Monthly Payment This April
The $1,400 stimulus checks being issued by the IRS in April 2025 are part of a final push to help Americans who may have been left behind during the height of the pandemic. If you missed out on the Recovery Rebate Credit in 2021, now is your chance to claim what you’re owed. With an approaching April 15, 2025 deadline, time is of the essence. Whether you’re an individual with no income, a busy parent, or a retiree, the process is manageable—and potentially rewarding. File your 2021 tax return now and make sure you don’t leave any money on the table.
| Detail | Information |
|---|---|
| Payment Amount | Up to $1,400 per eligible individual |
| Eligibility | U.S. taxpayers who didn’t claim or receive the full RRC in 2021 |
| Income Thresholds | Single: ≤ $75,000; Married Filing Jointly: ≤ $150,000 |
| Claim Deadline | April 15, 2025 |
| Payment Method | Direct deposit or mailed paper check |
| Additional Credits Available | Earned Income Tax Credit (EITC), Child Tax Credit (CTC) |
| IRS Official Website | www.irs.gov |
What Is the Recovery Rebate Credit (RRC)?
The Recovery Rebate Credit was created to help people who missed out on some or all of the pandemic stimulus payments from 2020 and 2021. If you were eligible for the third stimulus payment—the $1,400 sent out in early 2021—but didn’t receive it or didn’t get the full amount, you may still be able to claim that money through this credit on your 2021 tax return.
The IRS is now automatically issuing these payments to qualifying taxpayers based on 2021 tax return data. If you never filed a return or didn’t claim the RRC, this is your opportunity to receive what’s rightfully yours.
Who Is Eligible for the $1,400 April 2025 Stimulus Check?
The IRS estimates that over 1 million Americans may still be eligible for this payment. You qualify if:
- You filed a 2021 tax return but did not claim the Recovery Rebate Credit.
- You did not file a 2021 return but were eligible based on your income and dependent status.
Income eligibility limits for the full $1,400 payment are:
- Single filers: AGI up to $75,000
- Married filing jointly: AGI up to $150,000
- Head of household: AGI up to $112,500
The credit phases out above those limits and disappears completely at:
- $80,000 (single)
- $160,000 (married filing jointly)
- $120,000 (head of household)
You may also receive an additional $1,400 for each eligible dependent claimed on your 2021 return.
How to Claim $1,400 Monthly Payment This April?
Scenario 1: You Filed Your 2021 Tax Return
If you already filed a 2021 return but didn’t claim the RRC, you don’t need to do anything. The IRS will automatically send your stimulus payment if you’re eligible.
- Direct deposit: Funds will go to your bank account on file.
- Paper check: Mailed to the address listed on your 2021 return.
The IRS will also mail you a notice confirming the amount and delivery method.
Scenario 2: You Did NOT File a 2021 Tax Return
You must file your 2021 return by April 15, 2025 to receive the payment.
Here’s how to do it:
- Collect Documents – Gather W-2s, 1099s, and other income documents for 2021.
- Use IRS Free File – Visit www.irs.gov to find free tax filing tools.
- Submit Electronically or by Mail – E-filing is faster, but paper returns are accepted if mailed on time.
- Track Your Refund – Use the IRS “Where’s My Refund?” tool to check the status.
Don’t Overlook the Earned Income Tax Credit (EITC)
While filing your 2021 return, you might also qualify for the Earned Income Tax Credit (EITC), which offers even more money back—up to $7,830 for families with three or more children.
EITC eligibility is based on:
- Income level
- Filing status
- Number of dependents
Millions of eligible Americans miss this credit each year, so it’s worth checking even if you don’t owe any taxes.
Other Credits You Might Be Eligible For
- Child Tax Credit (CTC) – Worth up to $3,600 per child under age 6 for 2021.
- Additional Child Tax Credit (ACTC) – For those who don’t qualify for the full CTC.
- American Opportunity Credit – For students or parents paying tuition in 2021.
All of these credits require you to file a 2021 tax return.
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Frequently Asked Questions (FAQs)
Q1: Can I still claim the $1,400 if I didn’t earn any income in 2021?
Yes, even if you had no income, you can still file a 2021 return and claim the Recovery Rebate Credit if you were eligible.
Q2: Will this affect my 2024 or 2025 taxes?
No. The RRC is a 2021 tax credit. Claiming it does not increase your tax bill or reduce your refund in later years.
Q3: Can I claim the credit for a deceased family member?
If your spouse or dependent passed away in 2021 and was eligible, you may be able to claim the credit on their behalf.
Q4: What if I lost my job or my income dropped in 2021?
That may make you newly eligible. Use your 2021 AGI when determining whether you qualify.
Q5: What if I no longer have access to my old bank account?
If a direct deposit fails, the IRS will mail a check to the address on your return.
