Ayushman Bharat Scheme Rolls Out in Delhi Today – Check Eligibility & Registration Process!

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) has finally been rolled out in Delhi, making quality healthcare more accessible and affordable for thousands of families. The scheme, which provides free health insurance of up to ₹5 lakh per family per year, is a major milestone in India’s healthcare sector. If you’re wondering how to check your eligibility, register, and make the most of the scheme, this guide will walk you through everything step by step.

Ayushman Bharat Scheme Rolls Out in Delhi Today

The Ayushman Bharat Scheme in Delhi is a game-changer for low-income families who struggle with medical costs. With ₹5 lakh free insurance coverage, access to quality hospitals, and a hassle-free registration process, healthcare is now more affordable than ever. If you or someone you know is eligible, don’t wait—register today and secure your family’s health.

What is the Ayushman Bharat Scheme?

The Ayushman Bharat Scheme is a government initiative aimed at providing cashless and paperless health insurance to economically vulnerable families. It covers hospitalization costs, surgeries, pre- and post-hospitalization expenses, and select diagnostics. The program is part of the government’s effort to achieve Universal Health Coverage (UHC) and improve the healthcare system.

Why is This Scheme Important for Delhi?

Delhi has a large population of migrant workers, street vendors, domestic workers, and economically weaker sections who struggle with medical expenses. With rising healthcare costs, this scheme ensures that no family is left without treatment due to financial constraints. More than 1,500 hospitals (both private and government) in Delhi will be empaneled under the scheme, ensuring easy access to quality healthcare.

Who is Eligible for the Ayushman Bharat Scheme in Delhi?

Not everyone can avail of this scheme. The government has defined clear eligibility criteria:

Urban Beneficiaries:

• Street vendors, rickshaw pullers, sanitation workers, and domestic workers.
• Construction laborers, transport workers, and small shopkeepers.
• Slum dwellers and economically weaker sections.

Rural Beneficiaries:

• Families without proper housing (kutcha houses) or those with no earning male members.
• Families headed by elderly members or those living with disabilities.
• Landless laborers, manual scavengers, and tribals.

Senior Citizens & Special Categories:

• Citizens aged 70 years and above are automatically eligible.
• Anganwadi workers and ASHA workers are included.

Exclusions:

• Income tax payers and government employees.
• Families owning motorized vehicles, land over 5 acres, or a pucca house.

How to Register for the Ayushman Bharat Scheme in Delhi?

You can register through two simple methods: online or offline.

1. Online Registration Process

1. Visit the official PMJAY website.
2. Click on “Am I Eligible” and enter your mobile number.
3. Enter the OTP sent to your mobile and select “Delhi” as your state.
4. Search by name, mobile number, ration card, or SECC number.
5. If eligible, complete your Aadhaar-based verification and register.
6. Download your Ayushman Bharat e-card for future use.

2. Offline Registration Process

1. Visit the nearest Common Service Center (CSC) or an empaneled hospital.
2. Carry essential documents (Aadhaar card, ration card, income proof).
3. A staff member will verify your eligibility and complete registration.
4. Receive your Ayushman Bharat card and start using your benefits.

Documents Required for Registration

• Aadhaar Card (mandatory for identity verification).
• Ration Card (for family identification).
• Income Certificate (for economic status verification).
• Address Proof (electricity bill, voter ID, etc.).
• Age Proof (for senior citizens over 70 years old).

List of Diseases & Treatments Covered

What is Covered?

• Hospitalization Costs (including surgeries and treatments)
• ICU and Critical Care Unit (CCU) expenses
• Pre- and Post-Hospitalization expenses (up to 15 days)
• Maternity & Neonatal Care
• Cancer treatment (chemotherapy, radiotherapy, surgeries)
• Heart Surgery, Kidney Transplants, and Dialysis
• COVID-19 Treatment
• Orthopedic surgeries, such as knee replacements
• Mental health and psychiatric care

What is Not Covered?

• Cosmetic surgeries (plastic surgery, hair transplants, etc.).
• Outpatient consultations and medicines (unless part of hospitalization).
• Fertility treatments and experimental therapies.
• Organ transplants from non-government-approved centers.

Success Stories: How Ayushman Bharat Has Helped People

• Ramesh Kumar, a daily wage laborer from Delhi, received free heart surgery that would have otherwise cost over ₹2 lakh.
• Poonam Devi, a domestic worker, got chemotherapy for breast cancer at no cost under the scheme.

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How to Avail Treatment Under Ayushman Bharat?

1. Visit an empaneled hospital (check on PMJAY website).
2. Show your Ayushman Bharat card at the hospital desk.
3. The hospital will verify your details and approve cashless treatment.
4. Get treated without paying anything.
5. Post-treatment, hospital expenses are settled directly with the government.

Frequently Asked Questions (FAQs)

1. Can I apply if I don’t have a ration card?

Yes, you can apply using an Aadhaar card and other ID proof.

2. Is the scheme available to private-sector employees?

Only if they fall under economically weaker sections as per SECC 2011 data.

3. How do I check my eligibility for Ayushman Bharat?

Use the “Am I Eligible” feature on PMJAY’s website.

4. Can I use my Ayushman Bharat benefits in other states?

Yes, Ayushman Bharat is portable across India, meaning you can access treatment anywhere in the country.

5. How long does it take to get an Ayushman Bharat card?

It usually takes 3-7 days after successful verification.