Finance Canada

Canadian Old Age Parents to Receive $619 in March – Fact Check & Complete News

Is there a $619 payment for Canadian seniors in March 2025? This article fact-checks the claim and explains Old Age Security (OAS) payments, eligibility, and other senior benefits in Canada. Learn about GIS, OAS clawbacks, and how to maximize retirement income.

By Anthony Lane
Published on

Canadian Old Age Parents to Receive $619 in March: Recently, there have been discussions and claims about a special $619 payment for Canadian seniors in March 2025. Many are wondering whether this is a one-time payment, an increase in Old Age Security (OAS) benefits, or misinformation. To clear up any confusion, this article provides a detailed breakdown of OAS benefits, additional financial assistance available to seniors, and a fact-check on the $619 claim. If you’re a senior or planning for retirement, this guide will help you understand what financial support you can expect from the government.

Canadian Old Age Parents to Receive $619 in March

There is no confirmed $619 payment for Canadian seniors in March 2025. However, seniors can receive Old Age Security (OAS), the Guaranteed Income Supplement (GIS), and other benefits to support their retirement.

Canadian Old Age Parents to Receive $619 in March
Canadian Old Age Parents to Receive $619 in March
BenefitEligibilityMaximum Monthly Payment (Jan-Mar 2025)Additional Notes
Old Age Security (OAS) PensionCanadians aged 65 and over– Ages 65-74: $727.67- Ages 75 and over: $800.44Payments adjusted quarterly based on the Consumer Price Index (CPI)
Guaranteed Income Supplement (GIS)Low-income OAS recipientsUp to $1,086.88Non-taxable benefit
AllowanceLow-income spouses or common-law partners aged 60-64 of GIS recipientsVaries based on combined incomeNon-taxable benefit
Allowance for the SurvivorLow-income widowed spouses or common-law partners aged 60-64Varies based on incomeNon-taxable benefit

Understanding the Old Age Security (OAS) Program

The Old Age Security (OAS) pension is a monthly payment for Canadians aged 65 and older. Unlike the Canada Pension Plan (CPP), which is based on contributions from employment, OAS is funded by general tax revenues. This means you don’t need to have worked in Canada to qualify, but you must meet residency requirements.

Eligibility Criteria for OAS

To qualify for the OAS pension, you must:

  • Be 65 years of age or older
  • Be a Canadian citizen or legal resident at the time of application
  • Have lived in Canada for at least 10 years after turning 18 (for residents)
  • Have lived in Canada for at least 20 years after turning 18 (for non-residents)

If you live outside Canada, you must have lived in the country for at least 20 years before leaving to qualify.

OAS Payment Amounts for 2025

The government adjusts OAS payments every three months based on inflation and the Consumer Price Index (CPI).

For January to March 2025, the maximum monthly OAS payments are:

  • Ages 65 to 74 → $727.67
  • Ages 75 and over → $800.44

The increase for seniors over 75 is due to a permanent 10% boost introduced in July 2022 to provide extra financial support to older retirees.

Fact-Check: Is There a $619 Payment in March 2025?

A one-time $619 payment for Canadian seniors in March 2025 is not officially confirmed by the government.

Possible explanations for the claim:

  1. Confusion with the Canada Child Benefit (CCB) → The CCB provides up to $619 per month per child for eligible families.
  2. GIS and OAS adjustments → Some seniors receiving GIS and OAS together may see their total benefits approach $619, but there’s no universal $619 payment.
  3. Misinformation or misunderstanding → No federal announcement has been made about such a benefit for seniors.

Additional Benefits for Seniors in Canada

Besides OAS, seniors may qualify for extra financial assistance:

1. Guaranteed Income Supplement (GIS)

  • For low-income seniors receiving OAS
  • Non-taxable (not counted as income)
  • Maximum monthly payment (Jan-Mar 2025): $1,086.88

2. Allowance

  • For low-income spouses or common-law partners (aged 60-64) of GIS recipients
  • Amount varies based on household income
  • Non-taxable benefit

3. Allowance for the Survivor

  • For low-income individuals (aged 60-64) whose spouse has passed away
  • Amount varies based on income
  • Non-taxable

How to Apply for Canadian Old Age Parents to Receive $619 in March?

1. Automatic Enrollment

Some individuals are automatically enrolled and receive a letter confirming their benefits.

2. Manual Application

If you are not automatically enrolled, you must apply manually:

  • Online → Apply via My Service Canada Account
  • By Mail → Complete the OAS pension application form and mail it to Service Canada
  • In-Person → Visit a Service Canada office

Tip: Apply six months before you turn 65 to ensure you start receiving payments on time.

Should You Defer OAS Payments?

You can delay your OAS pension for up to 5 years (until age 70). This increases your monthly payment by 0.6% per month, or 7.2% per year.

Example:

  • At 65 → $727.67 per month
  • At 66 → $779 per month
  • At 70 → $987 per month (approximately)

If you have other sources of income and don’t need OAS immediately, deferring may provide a higher pension later.

How Income Affects OAS: The Clawback Rule

If your annual net income exceeds $86,912 (for 2023 tax year), you must repay part of your OAS (known as the OAS recovery tax or clawback).

  • 15% of any income above $86,912 must be repaid
  • If income exceeds $148,451, you must repay the full OAS amount

To avoid OAS clawback, consider income-splitting strategies with a spouse or deferring payments.

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Frequently Asked Questions (FAQs)

1. Is the $619 payment for Canadian seniors in March 2025 real?

No, there is no official confirmation of a $619 payment for seniors.

2. How much is OAS in 2025?

For Jan-Mar 2025:

  • Ages 65-74 → $727.67
  • Ages 75+ → $800.44

3. When should I apply for OAS?

Six months before your 65th birthday.

4. Can I work and still receive OAS?

Yes, but if your income exceeds $86,912, you may need to repay part of your OAS.

5. Is GIS taxable?

No, GIS is a non-taxable benefit.

Author
Anthony Lane
I’m a finance news writer for UPExcisePortal.in, passionate about simplifying complex economic trends, market updates, and investment strategies for readers. My goal is to provide clear and actionable insights that help you stay informed and make smarter financial decisions. Thank you for reading, and I hope you find my articles valuable!

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