The Employees’ Provident Fund Organization (EPFO) has extended the deadline for its members to activate their Universal Account Number (UAN) and link their Aadhaar with their bank accounts to March 15, 2025. This crucial step ensures continued benefits under the Employees’ Linked Insurance (ELI) Scheme. Failing to comply with this deadline may result in the suspension of your benefits.
In this article, we’ll break down everything you need to know about this mandate, how to complete the process, and why it’s crucial to act promptly.
EPFO Members Alert
| Requirement | Details |
|---|---|
| Deadline | March 15, 2025 |
| Tasks to Complete | Activate UAN and Link Aadhaar with Bank Account |
| Affected Scheme | Employees’ Linked Insurance (ELI) Scheme |
| Consequences of Non-Compliance | Suspension of ELI benefits |
| How to Complete the Process | Through EPFO Portal or UMANG App |
| Official Source | EPFO Official Website |
The March 15, 2025 deadline to activate your UAN and link Aadhaar is fast approaching. This is not just a formality but a necessary step to secure your Employees’ Linked Insurance (ELI) Scheme benefits. By following the easy steps mentioned above, you can ensure uninterrupted coverage and safeguard your family’s financial security.
Why is This Important?
EPFO introduced the Universal Account Number (UAN) to simplify the management of employees’ provident fund accounts. This number remains the same throughout a member’s employment life, irrespective of job changes. However, the UAN must be linked with Aadhaar and the bank account for seamless service delivery, including insurance benefits under the Employees’ Linked Insurance (ELI) Scheme.
Failing to do so by the March 15, 2025 deadline may result in the suspension of these benefits. Therefore, it’s crucial to activate your UAN and link Aadhaar immediately.
What is the Employees’ Linked Insurance (ELI) Scheme?
The ELI Scheme is a social security initiative by EPFO that provides life insurance coverage to employees. The insurance benefit is payable to the nominee in case of the member’s demise while in service.
Key Features:
- Provides life insurance coverage to all active EPFO members.
- Insurance benefit ranges from ₹2.5 lakhs to ₹7 lakhs.
- No contribution is required from the employee; the employer contributes to the scheme.
Who is Eligible?
All active EPFO members who have linked their UAN with Aadhaar and bank account are eligible to receive benefits under the ELI Scheme.
How to Activate Your UAN and Link Aadhaar
The EPFO has made it convenient to complete this process online through the EPFO Member Portal or the UMANG App. Here’s how to do it:
1. Activate Your UAN
- Visit the EPFO Member Portal.
- Click on ‘Activate UAN’.
- Enter your UAN, Name, Date of Birth, Mobile Number, and Email ID.
- Submit the details and receive an authorization PIN on your registered mobile number.
- Enter the PIN to activate your UAN.
2. Link Aadhaar with UAN
- Log in to the EPFO Member Portal using your UAN and password.
- Go to the ‘KYC’ section under the ‘Manage’ tab.
- Select ‘Aadhaar’ and enter your Aadhaar number.
- Click on ‘Save’. Your details will be verified with UIDAI.
- Once verified, your Aadhaar will be linked with your UAN.
3. Link Aadhaar with Bank Account
- Log in to your bank’s internet banking portal.
- Navigate to the ‘Aadhaar Seeding’ option.
- Enter your Aadhaar number and submit.
- Your bank will verify the details and confirm the linkage.
How to Check UAN and Aadhaar Linking Status
You can check the status of your UAN and Aadhaar linking on the EPFO Member Portal:
- Log in to the portal.
- Go to ‘Manage’ > ‘KYC’.
- Check the status of your Aadhaar under the ‘KYC Pending for Approval’ section.
Alternatively, you can check through the UMANG App:
- Open the UMANG App and navigate to ‘EPFO’.
- Click on ‘Aadhaar Seeding Status’ to check the linkage status.
Why You Should Not Delay This Process
1. Uninterrupted Insurance Coverage
Failing to complete this task by March 15, 2025 may result in the suspension of benefits under the ELI Scheme, leaving your family vulnerable in case of any unforeseen incident.
2. Hassle-Free Claim Settlement
Linking Aadhaar ensures faster and hassle-free claim settlements, as your identity and details are verified seamlessly through UIDAI.
3. Compliance with Government Mandate
This is a mandatory requirement by the Government of India to promote transparency and eliminate fraudulent claims.
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Common Challenges and Solutions
1. Mismatched Details
One of the most common challenges members face is mismatched details between Aadhaar and UAN.
Solution:
- Visit the EPFO Member Portal and use the ‘Edit KYC Details’ option to update any discrepancies.
- Ensure your name, date of birth, and gender match exactly with those on your Aadhaar card.
2. Technical Glitches
Some users report technical glitches on the EPFO portal during the linking process.
Solution:
- Use the UMANG App as an alternative.
- Clear your browser cache or try accessing the portal during off-peak hours.
FAQs On EPFO Members Alert
Q1. What happens if I miss the March 15, 2025 deadline?
If you fail to activate your UAN and link Aadhaar by the deadline, your ELI Scheme benefits will be suspended.
Q2. Can I complete this process offline?
No, EPFO mandates online completion of UAN activation and Aadhaar linking through the EPFO Member Portal or the UMANG App.
Q3. Is Aadhaar linking mandatory for all EPFO members?
Yes, it is mandatory for all EPFO members to link their Aadhaar with UAN and bank account to receive benefits under the ELI Scheme.
Q4. What should I do if my Aadhaar verification fails?
Ensure your name, date of birth, and gender in the EPFO database match exactly with those on your Aadhaar card. If discrepancies persist, visit the nearest EPFO office for assistance.
Q5. Where can I get help?
You can visit the EPFO Helpdesk or contact their customer care for assistance.
