$695/Week Sickness Benefits: If you’re dealing with a medical condition that prevents you from working—whether it’s a temporary illness, injury, or a mandated quarantine—Employment Insurance (EI) Sickness Benefits can be a crucial financial lifeline. In Canada, eligible workers may receive up to $695 per week, which can help ease the burden during recovery.
In this in-depth guide, we’ll cover everything you need to know about EI Sickness Benefits in 2025: from eligibility requirements and how to apply, to practical examples, extended options for long-term support, and how this program fits into Canada’s broader social safety net. Whether you’re new to this benefit or helping a loved one through the process, this article has you covered.
$695/Week Sickness Benefits
| Aspect | Details |
|---|---|
| Maximum Weekly Benefit | Up to $695 (55% of average insurable earnings) |
| Benefit Duration | Up to 26 weeks |
| Eligibility Requirements | – Medically unable to work- At least 600 insurable work hours- Weekly income reduced by 40%+ |
| Waiting Period | 1 week (unpaid) |
| Taxable Income | Yes; federal & provincial taxes apply |
| Application Portal | Government of Canada EI Sickness |
EI Sickness Benefits provide a reliable, structured way to manage income loss during short-term health challenges. In 2025, this support continues to play a vital role in helping Canadians recover with dignity and financial security.
With up to $695 per week for 26 weeks, this benefit can be the cushion you need during recovery. Knowing your rights, preparing your documentation, and understanding the system are essential steps toward securing your financial future while you heal.
What Are EI Sickness Benefits?
EI Sickness Benefits are one of several financial supports provided through Canada’s Employment Insurance (EI) program. These benefits are specifically for individuals who are temporarily unable to work due to:
- Illness
- Injury
- Quarantine (including COVID-19 related)
- Other doctor-certified medical conditions
The program is managed by Service Canada, a government agency tasked with ensuring access to support when Canadians need it most. The goal is simple: give you peace of mind while you focus on getting better.
Why This Benefit Is Important in 2025
We’re living in uncertain times. As we continue navigating a post-pandemic economy, the risk of medical absences remains high. Flu seasons, chronic health conditions, and stress-related illnesses are on the rise.
In 2024, over 420,000 Canadians accessed EI Sickness Benefits according to Service Canada data. With many facing high living costs and limited savings, this program has become a vital tool for maintaining household stability.
Who Qualifies for EI Sickness Benefits?
To be eligible, applicants must meet three main requirements:
1. Valid Medical Reason
You must be unable to work for medical reasons. A licensed doctor or nurse practitioner must provide a signed medical certificate confirming your diagnosis and estimated recovery time.
2. Significant Loss of Earnings
Your weekly earnings must drop by at least 40% due to your health issue.
3. 600 Hours of Insurable Work
You must have completed a minimum of 600 insurable work hours within the last 52 weeks, or since your last EI claim—whichever period is shorter.
Pro Tip:
If you’re unsure about your insurable hours, check your past Records of Employment (ROEs) or ask your HR department.
How Much Will You Receive?
The benefit amount is calculated as 55% of your average insurable weekly earnings, up to the maximum of $695 per week.
Example Scenarios:
- If your weekly earnings were $800: 55% = $440/week
- If your weekly earnings were $1,400: 55% = $770/week (capped at $695)
Important Notes:
- All EI payments are subject to federal and provincial taxes
- The program includes a 1-week unpaid waiting period
How Long Do Payments Last?
Eligible recipients can receive payments for up to 26 weeks within a 52-week benefit window. If you recover sooner, your benefits will end early. If your illness extends beyond 26 weeks, you’ll need to explore other support options.
EI’s $695/Week Sickness Benefits Apply for EI Sickness Benefits
- Collect Necessary Documents: Before you apply, prepare the following,
- Social Insurance Number (SIN)
- Contact details and banking info for direct deposit
- A medical certificate from a doctor or nurse practitioner
- Records of Employment (ROEs) from each job held in the past year
- Apply Online: Visit canada.ca/ei-sickness to access the application form. The process is digital, secure, and available 24/7.
- Submit Medical Proof: You can upload your medical certificate directly online or bring it to your nearest Service Canada Centre.
- Submit Bi-Weekly Reports: Once your application is accepted, you must file bi-weekly reports to maintain eligibility. These confirm your health status, report any income earned, and verify that you’re still unable to work.
When Will You Get Paid?
Processing times vary, but most applicants receive their first payment within 28 calendar days. You’ll get a confirmation letter or email from Service Canada once your claim is approved.
Ensure your Pay Direct info is correct to avoid delays.
Understanding Taxes and Reporting
EI Sickness Benefits are taxable. Deductions are made at the source, and you’ll receive a T4E tax slip to use when filing your return.
If you work while receiving benefits, you must declare your earnings. Service Canada will adjust your benefit amount accordingly.
Failure to report income could result in penalties or repayment obligations.
Self-Employed? You May Still Qualify
Self-employed workers can apply if:
- They registered for EI special benefits at least 12 months before applying
- They meet the same eligibility requirements as salaried employees
Visit Canada’s EI for self-employed to learn more.
Canada GST Increase in 2025 – How much you can expect? Check Amount, Date
Canada Grocery Rebate 2025: Will It Return? Experts Reveal What’s Coming!
Canada Students Tax Credits For 2025: What you can expect after new Canadian Prime Minister
What If You’re Sick for Longer Than 26 Weeks?
EI Sickness Benefits are short-term. If your condition is long-term or permanent, consider these options:
1. Canada Pension Plan (CPP) Disability Benefits
For people under 65 with a long-term disability that prevents work (Apply Here)
2. Private or Employer-Sponsored Disability Insurance
Many workplaces offer short- or long-term disability coverage. Check with your HR department.
3. Provincial/Territorial Income Support
Each province offers different social assistance programs. Visit your province’s government website for eligibility info.
Maximize Your EI Benefits: Tips & Tricks
- Apply immediately after your last workday—even if you don’t have all documents yet
- Make sure employers submit ROEs promptly
- Review your application carefully to avoid errors
- Keep a personal log of your application, reports, and communications with Service Canada
- Link your account with My Service Canada Account (MSCA) for updates
FAQs On $695/Week Sickness Benefits
Q1: Can I apply after I’ve recovered?
Yes, but you must do so within 4 weeks of your last work day.
Q2: What if I’m denied benefits?
You have 30 days to request a reconsideration. If denied again, you can appeal to the Social Security Tribunal.
Q3: Can I switch from EI Sickness to another EI program?
Possibly. If you qualify for regular or caregiving benefits, you can transition—but weeks are shared across programs.
Q4: Will applying affect future EI claims?
Not directly. Your eligibility resets annually but depends on your hours worked.
Q5: Are mental health conditions covered?
Absolutely. Conditions like anxiety, depression, or PTSD are eligible if certified by a healthcare provider.
