$680 Payment From CRA Expected in 2025 for these Canadians: In 2025, many Canadians can expect a $680 payment from the Canada Revenue Agency (CRA) as part of the GST/HST credit program. This tax-free benefit is designed to help low- and moderate-income individuals and families offset the cost of Goods and Services Tax (GST) and Harmonized Sales Tax (HST). The GST/HST credit is automatically determined based on your 2023 tax return, and payments will be issued quarterly throughout 2025. But who qualifies, how do you check your eligibility, and how can you maximize your government benefits? Here’s everything you need to know.
$680 Payment From CRA Expected in 2025 for these Canadians
The $680 CRA payment in 2025 is a valuable financial benefit for low- and moderate-income Canadians. To ensure you receive it:
- File your tax return on time – even with no income.
- Check your eligibility through CRA My Account.
- Sign up for direct deposit to receive payments faster.
This credit, along with other government benefits like the Canada Child Benefit (CCB) and Canada Workers Benefit (CWB), can greatly help with financial stability.
| Aspect | Details |
|---|---|
| Payment Amount | Up to $680 for couples, up to $519 for single individuals, and an additional $179 per child under 19. |
| Eligibility Criteria | Must be a Canadian resident, at least 19 years old, or younger if married, in a common-law relationship, or a parent living with a child. Income thresholds apply. |
| Payment Frequency | Quarterly payments – January 3, April 4, July 4, and October 3, 2025. |
| Application Process | Automatic upon filing an income tax return; no separate application is required. |
| Income Thresholds | Reduced or eliminated for individuals earning over $41,000 and families earning over $54,000 (subject to annual adjustments). |
| Official CRA Resource | CRA GST/HST Credit |
What Is the GST/HST Credit?
The GST/HST credit is a government benefit that provides financial relief to lower-income households affected by consumption taxes. The credit is designed to reduce the financial burden of GST and HST, making everyday purchases more affordable.
For 2025, CRA will base its payments on your 2023 income tax return. This means that even if your financial situation changes in 2025, your eligibility will still depend on your reported earnings from 2023.
Who Is Eligible for the $680 Payment?
To qualify for the GST/HST credit, you must meet these conditions:
- Residency:
- You must be a resident of Canada for income tax purposes.
- Age:
- You must be at least 19 years old on the month before the payment date.
- If you’re under 19, you qualify if:
- You have a child and live with them, or
- You are married or in a common-law relationship.
- Income Requirements:
- Your Adjusted Family Net Income (AFNI) from 2023 must be below the income thresholds set by the CRA.
- Individuals earning above $41,000 and families earning above $54,000 may receive reduced amounts or may not qualify.
How Much Will You Receive?
The GST/HST credit varies based on your family situation and income level. For July 2024 to June 2025, the maximum annual amounts are:
- Single Individuals: Up to $519
- Married or Common-Law Couples: Up to $680
- Each Child Under 19: Additional $179 per child
If your income is higher than the threshold, your payment will be gradually reduced. CRA uses a formula to determine your exact amount.
Payment Dates for 2025
The CRA distributes the GST/HST credit every three months on the following dates:
- January 3, 2025
- April 4, 2025
- July 4, 2025
- October 3, 2025
Payments are sent via direct deposit or cheque. If you do not receive your payment within 10 business days of these dates, check your CRA My Account or contact CRA.
How to Apply for the $680 Payment From CRA Expected in 2025 for these Canadians?
Good news! You don’t need to apply separately for the GST/HST credit. It is automatically calculated when you file your tax return. However, you must file a tax return even if you have no income.
If you’re new to Canada, additional forms may be required:
- Non-parents: Form RC151
- Parents: Form RC66
Submit these forms to your local CRA tax center.
Maximizing Your CRA Benefits
If you qualify for the GST/HST credit, you may also be eligible for other government benefits:
1. Canada Child Benefit (CCB)
- Tax-free monthly payments to families with children under 18.
- Maximum: $7,786 per year per child under 6; $6,570 per child aged 6-17.
2. Canada Workers Benefit (CWB)
- Provides financial assistance to low-income workers.
- Up to $1,518 for individuals and $2,616 for families.
3. Climate Action Incentive Payment (CAIP)
- Quarterly payments to offset carbon pricing.
- Available in Ontario, Manitoba, Saskatchewan, and Alberta.
Advanced Canada Workers Benefit Payments Coming in 2025: Check Payment Schedule & Eligibility
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Frequently Asked Questions (FAQs)
1. Do I need to apply for the $680 CRA payment?
No. If you file a tax return, CRA automatically determines your eligibility.
2. What happens if I don’t file my taxes?
You won’t receive the GST/HST credit or other benefits like CCB or CWB.
3. Can I receive this payment if I didn’t work in 2023?
Yes. Your income tax return is still required, even with zero income.
4. How do I check if I qualify?
Log into CRA My Account or call CRA.
