$680 from CRA This Year: Managing finances can be challenging, especially when dealing with taxes. Fortunately, the Canada Revenue Agency (CRA) offers the Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit, a tax-free quarterly payment designed to help individuals and families with low and modest incomes offset the GST/HST they pay throughout the year. In 2025, eligible couples could receive up to $680 annually through this program. Let’s explore how this credit works, who qualifies, and how you can benefit.
$680 from CRA This Year
The GST/HST Credit is a vital support program for Canadians with modest incomes. If you’re eligible, you could receive up to $680 (or more with children) in tax-free quarterly payments from the CRA. By simply filing your annual tax return and keeping your information up to date, you ensure access to this valuable benefit. Whether you’re a young adult, a growing family, or a retiree, every dollar counts—and this credit is a smart way to reduce your tax burden and support your household budget.
| Aspect | Details |
|---|---|
| Program | GST/HST Credit |
| Annual Payment | Up to $680 for couples |
| Eligibility | Canadian residents aged 19+ with low/modest income |
| Payment Dates | January 3, April 4, July 5, October 4 |
| Application | Automatic upon filing annual tax return |
| Official Resource | CRA GST/HST Credit Information |
Understanding the GST/HST Credit
The GST/HST Credit is a financial assistance program aimed at reducing the tax burden on Canadians with lower incomes. It’s a tax-free amount paid quarterly to eligible individuals and families, helping to offset the GST or HST they’ve paid on goods and services. The credit is calculated based on your adjusted family net income and the number of children under 19 years old in your care.
Payment Amounts for 2025
For the 2023 base year (which determines payments from July 2024 to June 2025), the maximum annual credit amounts are:
- Single individuals: Up to $519
- Married or common-law couples: Up to $680
- Each child under 19: Additional $179
Example:
A married couple with two children under 19 could receive:
- Base amount: $680
- Children: $179 × 2 = $358
- Total annual credit: $1,038, divided into four quarterly payments.
Eligibility Criteria
You may be eligible if:
- You’re at least 19 years old (or under 19 and have a spouse, common-law partner, or child)
- You’re a resident of Canada for tax purposes
- You have a modest or low income (based on your family net income)
Even if you had no income, filing a tax return is essential to be considered for the credit.
How to Apply for $680 from CRA This Year?
There is no separate application for the GST/HST credit. The CRA automatically evaluates your eligibility when you file your annual tax return.
To ensure eligibility:
- File your tax return annually, even with zero income
- Update your marital status and dependents with CRA
- Enroll in direct deposit for faster payments
Payment Schedule
The GST/HST credit is issued quarterly on the following dates:
- January 3, 2025
- April 4, 2025
- July 4, 2025
- October 3, 2025
If a payment date falls on a weekend or holiday, you’ll receive it on the previous business day.
What Affects Your GST/HST Credit?
- Adjusted family net income – The higher your income, the lower your credit
- Marital status – Changes may increase or reduce the amount
- Children under 19 – Increase the total you receive
- Residency changes – Moving in or out of Canada affects eligibility
Provincial and Territorial Programs
Several provinces and territories offer additional credits, which may be combined with the GST/HST Credit:
- Ontario Sales Tax Credit
- BC Climate Action Tax Credit
- Nova Scotia Affordable Living Tax Credit
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Frequently Asked Questions About $680 from CRA This Year
Q1: What if I didn’t file taxes last year?
A: You must file your tax return to be considered for the GST/HST credit. Even if you had no income, filing is required.
Q2: Is the GST/HST credit taxable?
A: No, it is a non-taxable payment and does not count as income.
Q3: Can newcomers to Canada qualify?
A: Yes. If you’re a newcomer, you can apply using forms RC151 and RC66, depending on your situation.
Q4: How will I receive my payment?
A: You can get your payment by mail (cheque) or through direct deposit if you’re enrolled.
Q5: What if my marital status changes mid-year?
A: Inform CRA immediately. Your payment amount will be recalculated based on your new family situation.
