$4,100 CRA Payment Approved for April 2025 – Are you wondering whether you’re eligible for the $4,100 CRA payment approved for April 2025? You’re not alone. With inflation continuing to stretch household budgets across Canada, every bit of support from the federal government matters — especially for low-income families, seniors, and working-class Canadians.
This $4,100 CRA benefit isn’t one single cheque — it’s a combined total of monthly and quarterly payments from several CRA-managed programs. And if you’re eligible for even a few of them, your total income boost this April could be significant.
$4,100 CRA Payment Approved for April 2025
| Feature | Details |
|---|---|
| Total Combined Payment | Up to $4,100 through multiple CRA/Service Canada programs |
| Key Benefit Sources | OAS, GIS, CPP, CCB, GST/HST Credit |
| Top Payouts | GIS: $1,057/month |
| Eligibility | Low-income seniors, CPP contributors, parents with young children |
| CRA Payment Dates (April 2025) | CPP: April 26 |
| Official Resources | CRA My Account |
| Application Required? | Yes (OAS, CPP). No (GST, CCB, GIS if already on OAS). |
| Payment Mode | Preferably via direct deposit |
The $4,100 CRA payment for April 2025 is a powerful reminder of how much federal support is available — if you know where to look. From OAS and CPP for seniors, to GST credits and child benefits for families, these programs offer real, timely help.
Why Is This Payment So Important in 2025?
With Canada’s inflation rate still hovering near 3–4% in early 2025, many households — especially seniors and low-income families — are feeling the pressure. Food prices, rent, and utility bills have all surged in recent months.
This makes CRA-administered benefits more critical than ever. Fortunately, many Canadians are eligible for a combination of these supports, especially if they’ve kept up with annual tax filing.
What Is the $4,100 CRA Payment?
Let’s clarify one thing upfront: the $4,100 CRA payment is not a lump sum sent in a single deposit. Instead, it’s an estimated total of monthly and quarterly benefit payments that eligible Canadians may receive in April 2025.
This total includes multiple federal programs, each targeting a specific need or population:
- Seniors through Old Age Security (OAS) and Guaranteed Income Supplement (GIS)
- Working Canadians via the Canada Pension Plan (CPP)
- Families through the Canada Child Benefit (CCB)
- Low-income individuals with the GST/HST Credit
Detailed Breakdown: CRA and Government Benefits Included
1. Old Age Security (OAS)
- Eligibility: Canadians aged 65+ with at least 10 years of residency after age 18.
- Amount (as of April 2025):
- Age 65–74: Up to $727.67/month
- Age 75+: Up to $800.44/month
- Apply for OAS here
2. Guaranteed Income Supplement (GIS)
- Eligibility: Low-income seniors receiving OAS.
- Amount: Up to $1,057.01/month for singles, less if household income is higher.
- No separate application if you’re already getting OAS and have filed taxes.
3. Canada Pension Plan (CPP)
- Eligibility: Based on your past work and CPP contributions.
- Average amount (April 2025): Around $760/month
- Maximum amount: $1,364.60/month
- Apply for CPP here
4. Canada Child Benefit (CCB)
- Eligibility: Parents with children under 18.
- Maximum amount (2024–25):
- Children under 6: $620/month
- Ages 6–17: $520/month
- No need to apply separately — just file your taxes annually.
5. GST/HST Credit
- Eligibility: Based on family income and size.
- Amount (quarterly):
- Single adult: Up to $137.50 for April
- Families with children: Up to $200+
- No separate form required — CRA assesses eligibility automatically through your tax return.
Official CRA Payment Dates – April 2025
| Benefit | CRA Payment Date (April 2025) |
|---|---|
| CPP | Friday, April 26, 2025 |
| OAS/GIS | Friday, April 26, 2025 |
| CCB | Friday, April 19, 2025 |
| GST/HST Credit | Friday, April 5, 2025 |
Set up CRA direct deposit for faster payments through CRA My Account.
How to Apply for These Benefits (Step-by-Step Guide)
Step 1: File Your Taxes
This is critical. Even with no income, file your return to remain eligible for:
- CCB
- GIS
- GST/HST Credit
Step 2: Create CRA My Account
- Allows you to track benefits, view notices, and change direct deposit info.
- Register at CRA My Account
Step 3: Apply for OAS and CPP Separately
- Must apply via Service Canada
- CPP is not automatic. You can defer both for higher payouts.
Step 4: Set Up Direct Deposit
- Payments are faster and safer.
- Update your banking info through CRA or your financial institution.
Maximizing Your CRA Benefits – Pro Tips
Defer OAS/CPP to Age 70 for up to 42% more monthly income
Use income splitting to lower family net income and boost GIS/CCB eligibility
Contribute to RRSPs if under 71 to reduce taxable income
Keep your address and info up to date in CRA and Service Canada accounts
Stay Alert: CRA Scam Warning
Unfortunately, fraudulent CRA calls and texts spike around tax season and benefit payments. The CRA will never:
Ask for payment in gift cards or crypto
Threaten immediate arrest
Use aggressive language via text or email
When in doubt, log in to CRA My Account or call 1-800-959-8281.
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FAQs About $4,100 CRA Payment Approved for April 2025
Is this $4,100 payment real or a hoax?
It’s real, but not a single cheque. It’s the combined value of federal benefits that some Canadians may qualify for in April.
Do I qualify if I didn’t work last year?
Yes, especially for OAS, GIS, or CCB. Just make sure you file your taxes.
Can I get both CPP and OAS?
Yes. If eligible, you can receive both simultaneously.
How will I receive the payment?
Via direct deposit or paper cheque. Direct deposit is strongly recommended.
What happens if I file my taxes late?
You may miss your April payment. But file ASAP — CRA can still issue back pay.
