$150 Monthly CPP Boost for Canadian Students – Check Eligibility & Payment Date

$150 Monthly CPP Boost for Canadian Students: Starting January 1, 2025, the Canadian government is offering a $150.89 monthly Canada Pension Plan (CPP) benefit to support part-time students aged 18–24. This new initiative, part of broader reforms to the CPP, aims to ease financial stress for students whose parents are deceased or disabled and had contributed to the plan. The boost extends support previously only available to full-time students and reflects the government’s commitment to more inclusive educational assistance. Whether you’re a student, parent, or professional working in education or finance, understanding this benefit is crucial. Let’s break down what it is, who qualifies, how to apply, and when payments arrive.

$150 Monthly CPP Boost for Canadian Students

The new $150 Monthly CPP Boost for Canadian Part-Time Students is a timely and thoughtful enhancement to the existing CPP children’s benefit. It acknowledges the evolving educational landscape and supports students who, despite difficult family circumstances, are striving to build a better future. By understanding your eligibility and applying early, you can take advantage of this important financial resource.

What Is the CPP Children’s Benefit?

The CPP Children’s Benefit is a monthly payment made to the child of a deceased or disabled CPP contributor. In the past, only full-time students aged 18 to 24 were eligible to receive this support. As of 2025, part-time students also qualify, albeit at half the full-time benefit amount. This update reflects a growing awareness of the diversity in post-secondary education paths, especially among those balancing work or family responsibilities.

Why this matters: With rising tuition and living costs, this monthly $150.89 can help students pay for textbooks, groceries, or transportation while pursuing part-time education.

Who Is Eligible?

To qualify for the $150.89 monthly CPP benefit as a part-time student, the following eligibility criteria must be met:

1. Age

You must be between 18 and 24 years old.

2. Parental Status

One of your parents must:

• Be deceased, or
• Be receiving CPP Disability Benefits, and
• Have contributed to the Canada Pension Plan during their working years.

3. Educational Enrollment

You must be enrolled part-time in a recognized post-secondary school, college, or university (including trade and vocational schools that meet provincial standards).

4. Attendance Requirements

You must demonstrate active attendance. This means meeting your school’s minimum attendance policy for part-time status.

Note: If you stop attending or switch to non-credit courses, your benefit may be suspended.

How to Apply for $150 Monthly CPP Boost for Canadian Students: A Step-by-Step Guide

Applying for the benefit is straightforward but requires the right documentation. Here’s how you can apply in 4 easy steps:

Step 1: Collect the Required Documents

• Proof of Enrollment from your school confirming your part-time status.
• Your Social Insurance Number (SIN).
• Parental details including their SIN and status (deceased or on CPP disability).

Step 2: Download the Application Form

• Visit the official Service Canada website and download the ISP1402 form titled “Application and Declaration for a student over 18 years of age in attendance at a school or university.”

Step 3: Complete the Form

• Fill in your personal information.
• Ensure Section E is completed by your school registrar or official.
• Double-check all documents to avoid delays.

Step 4: Submit the Application

• Send the completed form and documents to your nearest Service Canada Centre by mail or in person.

Pro tip: Make copies of everything and use registered mail for tracking.

When Will You Be Paid?

Once your application is approved, monthly payments will be issued directly to your bank account. Here’s the 2025 CPP payment schedule:

• April 28, 2025
• May 28, 2025
• June 26, 2025
• July 29, 2025
• August 27, 2025
• September 25, 2025
• October 29, 2025
• November 26, 2025
• December 22, 2025

Real-Life Example

Jasmine, a 20-year-old college student in Nova Scotia, lost her father in a car accident two years ago. He had worked for over 15 years and contributed to the CPP. Jasmine now studies part-time while working evenings to support her family. Under the new rules, Jasmine qualifies for the $150.89 CPP benefit, helping her cover part of her rent and school fees.

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Frequently Asked Questions (FAQs)

Can I get the benefit if I switch to full-time later?

Yes. If your enrollment status changes, you may reapply for the full-time CPP children’s benefit, which currently pays $301.77 per month in 2025.

What if I take a semester off?

You may not qualify during your time away unless it’s due to medical reasons, for which documentation is required.

How long does the application process take?

Processing typically takes 6 to 8 weeks. Apply early to avoid delays in payments.

Is this benefit taxable?

Yes. The CPP Children’s Benefit is considered taxable income. You will receive a T4A for income tax purposes.

Can international students apply?

No. Only Canadian citizens, permanent residents, or protected persons with a valid SIN and eligible parental contributions to CPP can apply.

Do I need to reapply each term?

Yes. Students must renew their proof of enrollment each academic year to continue receiving payments.