$1,400 IRS Stimulus for April 2025: Did you miss your $1,400 stimulus payment during the pandemic? You’re not alone—and there’s still time to claim it. The $1,400 IRS stimulus for April 2025 may still be available to eligible taxpayers who didn’t receive the third Economic Impact Payment in 2021. With over $1 billion in unclaimed refunds waiting to be collected, it’s crucial to act before the April 15, 2025 deadline. This article breaks everything down in simple, clear language to help you understand if you qualify and how to claim your money—even if you haven’t filed taxes in years.
$1,400 IRS Stimulus for April 2025
The $1,400 IRS stimulus payment from 2021 is still available for millions of eligible Americans—but the clock is ticking. Whether you missed out due to low income, non-filing, or simply didn’t know you were eligible, you can still get what’s rightfully yours. By filing a 2021 tax return and claiming the Recovery Rebate Credit, you could receive a substantial tax-free payment. Act now—April 15, 2025 is the final deadline. Don’t leave money on the table.
| Topic | Details |
|---|---|
| Eligibility | U.S. citizens and residents who didn’t receive the third stimulus payment in 2021 |
| Income Limits | Single: up to $75,000 Married: up to $150,000 Head of Household: up to $112,500 |
| Claim Deadline | April 15, 2025 |
| How to Claim | File a 2021 federal tax return and complete the Recovery Rebate Credit section |
| Unclaimed Refunds | Over $1 billion; median refund is around $781 |
| Official IRS Link | IRS.gov – Recovery Rebate Credit |
What Is the $1,400 IRS Stimulus and Why It Still Matters
The third round of stimulus payments was distributed starting in March 2021 under the American Rescue Plan Act. Most people received their money via direct deposit or a mailed check. However, some individuals didn’t receive theirs due to filing issues, outdated information, or simply missing out because they weren’t required to file taxes at the time.
To solve this, the IRS allowed taxpayers to claim the Recovery Rebate Credit on their 2021 tax return to recover the missing payment.
If you didn’t get your $1,400 stimulus payment—or didn’t get the full amount—you still have time to file and claim what’s yours.
Example Scenario
Let’s say you were unemployed in 2021 and didn’t earn enough to file taxes. You never received the $1,400 payment. If you file a 2021 return now and claim the Recovery Rebate Credit, you could get the full $1,400 sent to you—tax-free.
Who Qualifies for the Recovery Rebate Credit?
You may qualify if:
- You were a U.S. citizen or legal resident in 2021
- You were not claimed as a dependent by someone else
- You didn’t receive the full third stimulus payment
- Your income in 2021 was below the following thresholds:
Income Eligibility Guidelines
- Single filers: AGI up to $75,000 (phases out at $80,000)
- Married couples filing jointly: AGI up to $150,000 (phases out at $160,000)
- Head of household: AGI up to $112,500 (phases out at $120,000)
How to Claim Your $1,400 IRS Stimulus for April 2025 Before the Deadline?
Follow these easy steps to claim the money:
1. File Your 2021 Tax Return
Even if you had no income, you must file a tax return for 2021. You can still e-file or mail it in. Use tax software like TurboTax, H&R Block, or the IRS Free File program if your income is below $73,000.
2. Complete the Recovery Rebate Credit Section
On Form 1040 (or 1040-SR), look for the Recovery Rebate Credit worksheet. If you received a partial payment in 2021, the worksheet helps you calculate the remaining amount you’re eligible to claim.
3. Submit Your Return by April 15, 2025
That’s the deadline to receive any refund due from 2021. If you miss it, you lose the chance to claim your stimulus check—permanently.
What If You’ve Moved or Changed Banks?
If your address or banking info has changed since 2021:
- File IRS Form 8822 to update your mailing address
- Use your current bank info when you file your 2021 return so the IRS can send your refund via direct deposit
Protect Yourself From Stimulus Scams
Be cautious of scammers posing as IRS agents offering to “help” you claim your rebate for a fee. The IRS will never call, text, or email asking for your personal info or payment to receive your stimulus check.
Only use the official IRS website or reputable tax professionals.
Free Help Is Available
If you need assistance:
- IRS Volunteer Income Tax Assistance (VITA): Free help for people making under $64,000, persons with disabilities, and limited-English speakers.
- Tax Counseling for the Elderly (TCE): Focuses on people aged 60 and older.
- Find a site near you at www.irs.gov/vita
What If You Already Filed But Didn’t Claim the Credit?
You can amend your 2021 return by filing Form 1040-X, and indicate that you’re now claiming the Recovery Rebate Credit. Make sure you attach the necessary documents and explanation.
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Frequently Asked Questions About $1,400 IRS Stimulus for April
Q: Is the $1,400 stimulus taxable?
A: No. It’s a tax credit and not considered income.
Q: What if I didn’t receive IRS Letter 6475?
A: This letter shows how much of the third stimulus payment you got. If you didn’t receive it, use the IRS Online Account tool to check your payment history.
Q: Can dependents receive the $1,400 payment too?
A: Yes, eligible dependents also count. A family of four could receive up to $5,600 in total.
Q: What if I owe taxes—will the IRS keep my stimulus check?
A: No. The Recovery Rebate Credit is not offset by federal or state debts, child support, or tax liabilities.
Q: Can I still claim the first and second stimulus payments?
A: Unfortunately, no. Those credits expired with the 2020 tax year, and the deadline was May 17, 2024.
Final Checklist to Claim Your $1,400 Stimulus
- Confirm you didn’t receive the full $1,400 in 2021
- File your 2021 tax return (even if you had no income)
- Complete the Recovery Rebate Credit section
- Submit it before April 15, 2025
- Watch for direct deposit or check from the IRS
