$1,000 + $946 Deposits for Eligible Canadians: April 2025 brings a range of financial benefits for eligible Canadians, with potential deposits totaling approximately $1,000 and $946, depending on your eligibility for several federal support programs. These payments are not a single cheque or deposit, but rather a combination of government benefits from the Canada Revenue Agency (CRA) and Service Canada. In this article, we break down each of these payments, explain who is eligible, when they’re paid, and how you can ensure you receive everything you’re entitled to. Whether you’re a senior, a parent, or a low-income earner, this guide is your one-stop resource for understanding the April 2025 government deposits.
$1,000 + $946 Deposits for Eligible Canadians
If you’re an eligible Canadian, April 2025 could bring meaningful financial relief, with total deposits potentially exceeding $1,900 depending on your age, income, and family size. While there is no single payment of “$1,000 + $946,” the combination of benefits—CCB, CPP, OAS, GIS, GST/HST Credit, and the Carbon Rebate—can certainly add up. To maximize your financial support, file your taxes on time, keep your CRA account up to date, and monitor official payment calendars. These programs exist to help, but they require action on your part to ensure you receive them.
| Benefit Program | Maximum Payment | Eligibility Criteria | Payment Date |
|---|---|---|---|
| Canada Child Benefit (CCB) | Up to $648.91 per child | Families with children under 18 | April 17, 2025 |
| GST/HST Credit | Varies based on income | Individuals and families with low/modest incomes | April 4, 2025 |
| Old Age Security (OAS) | Up to $800.44 | Seniors aged 65 and older | April 28, 2025 |
| Guaranteed Income Supplement (GIS) | Up to $1,086.88 | Low-income OAS recipients | April 28, 2025 |
| Canada Pension Plan (CPP) | Up to $1,433.00 | Contributors aged 65 and older | April 28, 2025 |
| Canada Carbon Rebate (CCR) | Varies by province | Residents of eligible provinces | April 22, 2025 |
Understanding the April 2025 Government Payments
1. Canada Child Benefit (CCB)
The Canada Child Benefit is a monthly, tax-free payment that helps eligible families with the cost of raising children under 18. For April 2025:
- Up to $648.91 per month for children under age 6.
- Up to $547.50 per month for children aged 6 to 17.
Eligibility depends on your household income. Families must file their annual taxes to continue receiving the benefit. If you haven’t filed for 2024 yet, do so now.
Next Payment Date: April 17, 2025
2. GST/HST Credit
This quarterly tax-free payment helps offset the cost of GST or HST for low-to-moderate-income Canadians. The amount varies depending on income and family size. For example:
- Single adult: Up to $519/year
- Couple with two children: Up to $1,038/year
Next Payment Date: April 4, 2025
3. Old Age Security (OAS) and Guaranteed Income Supplement (GIS)
If you’re 65 or older, you may be eligible for OAS. For lower-income seniors, GIS provides additional monthly income.
- OAS for age 75+: Up to $800.44/month
- GIS for single seniors: Up to $1,086.88/month
Next Payment Date: April 28, 2025
4. Canada Pension Plan (CPP)
The CPP provides retirement income to contributors aged 60 or older. The amount you receive depends on your lifetime earnings and contributions.
- Maximum monthly payment (age 65): $1,433.00
- Average monthly payment: $899.67
Next Payment Date: April 28, 2025
5. Canada Carbon Rebate (CCR)
Formerly known as the Climate Action Incentive Payment (CAIP), this quarterly payment helps Canadians offset the federal carbon tax. The amount depends on your province and household size. For example, in Alberta:
- Single adult: $193
- Family of four: $386
Next Payment Date: April 22, 2025
How to Make Sure You Receive $1,000 + $946 Deposits for Eligible Canadians?
1. File Your Taxes Early:
Even if you have no income, you must file your tax return to receive most benefits.
2. Use CRA My Account:
Register for CRA My Account to track payments, update personal info, and view notices.
3. Update Banking Info:
Set up direct deposit to avoid delays in receiving your benefits.
4. Check Eligibility Annually:
Life changes—such as income, marital status, or number of children—can impact your benefits.
Advanced Canada Workers Benefit Payments Coming in 2025: Check Payment Schedule & Eligibility
Canada’s OAS Payments for Seniors in April 2025 – Who Will Receive Them?
Canada Students Tax Credits this month 2025: Check Qualifying Cost & Eligibility
Frequently Asked Questions (FAQs)
1. Will I get a single payment of $1,000 and $946?
No. These are approximate totals of multiple benefits paid in April 2025. You may receive several separate payments from different programs.
2. What happens if I haven’t filed my taxes?
Most benefits are calculated based on your tax return. If you don’t file, your payments may be delayed, reduced, or stopped entirely.
3. Can I get both CPP and OAS?
Yes. If you qualify, you can receive both. CPP is based on contributions, while OAS is based on age and residency.
4. How can I find out what I’m eligible for?
You can use the Benefits Finder tool on the Government of Canada’s website.
5. Do these payments affect my tax return next year?
Some benefits are non-taxable (like the CCB and GST Credit), while others like CPP and OAS are taxable income. It’s a good idea to keep track of all payments for your records.
